Answer:
PV= $22,677.03
Explanation:
Giving the following formula:
Number of periods (n)= 9 years
Annual payment (A)= $3,800
Discount rate (i)= 12%
First, we will calculate the future value of the payments using the following formula:
FV= {A*[(1+i)^n-1]}/i + {[A*(1+i)^n]-A}
FV= {3,800*[(1.12^9) - 1]} / 0.12 + {[3,800*(1.12^9)] - 3,800}
FV= 56,147.49 + 6,737.7
FV= $62,885.19
Now, the present value:
PV= FV / (1 + i)^n
PV= 62,885.19 / (1.12^9)
PV= $22,677.03
Describe at least four ways you can take money out of a checking account. (1-4 sentences. 2.0 points)
List four ways Heidi can withdraw money from her checking account. Heidi can write a check, use an ATM, fill out a withdrawal slip and take it into the bank, or use online banking to transfer money to another account.
The demand curve shows that the quantity consumed of a good or service
Question 6 options:
decreases as price decreases
is not affected by price
increases as price increases
increases as price decreases
Answer:
increase by price
Explanation:
because, of quantity let me m know if I am correct I am pretty sure I am
Most corporations pay quarterly dividends on their common stock rather than annual dividends. Barring any unusual circumstances during the year, the board raises, lowers, or maintains the current dividend once a year and then pays this dividend out in equal quarterly installments to its shareholders. a. Suppose a company currently pays an annual dividend of $2.80 on its common stock in a single annual installment, and management plans on raising this dividend by 6 percent per year indefinitely. If the required return on this stock is 12 percent, what is the current share price
Suppose a company currently pays an annual dividend of $2.80 on its common stock in a single annual installment, and management plans on raising this dividend by 6 percent per year indefinitely. If the required return on this stock is 12 percent, what the current share price will be is : $49.47
Using this formula
P0 = [D0 × (1 + g)] / [r - g]
Where:
P0 = Current share price
D0=Annual dividend
g=growth
r=Required return
Let plug in the formula
P0= [$2.80 × (1 + 0.06)] / [0.12 - 0.06]
P0= [$2.80 × (1.06)] / [0.06]
P0= $2.968 / 0.06
P0= $49.47
Inconclusion suppose a company currently pays an annual dividend of $2.80 on its common stock in a single annual installment, and management plans on raising this dividend by 6 percent per year indefinitely. If the required return on this stock is 12 percent, what the current share price will be is : $49.47
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An unsecured loan is one which you:
Group of answer choices
A.Have a co-signer
B.Do not need collateral
C.Build up your credit score
D.Use your ATM card
Answer:
B.
Explanation:
You do not need collateral to be given an unsecured loan.
classify technical education with example?
Answer:
A kind of education which equips with skills that involve the use of practical approaches and other physical instruments in executing projects. Technical education is learning something about a specific work scientifically in detail and practical.
A few common examples include schools and education programs that focus on science and engineering, information and technology, architecture and design, business and fipnance, health and social services, education and child development, hospitality and tourism, or the fine and performing arts.
Which of the following are examples of limited resources on the part of consumers?
product and space
money and product
time and money
space and time
Answer:
C
Explanation:
For the strategy that you selected, develop an appropriate marketing mix (for example, what products should they offer, at what quality, with what ingredient choices, and so on). You should use the 4Ps to guide your development (but ensure that your marketing mix will effectively deliver the proposed strategy).
If the selected marketing strategy is to increase purchase desire and reach a greater number of consumers, the appropriate marketing mix is one aligned with the business niche, the company's values and its target audience.
The 4Ps of the marketing mix are:
Product.Price.Place.Promotion.Assuming the business is a University Cafeteria, a marketing mix can be developed to increase sales like this:
Product:It must add value and satisfy customer needs. If the potential customer is university students, the product offered may be healthy and quick snacks and meals.
Price:The pricing strategy must enable business management and forecast the profit margin, so it is necessary to analyze production costs, labor, added and market value.
As the target audience is young people without much purchasing power, the price must be low and competitive.
Place:The place where the customer will find the product is essential in the strategy of a business, so a cafeteria located inside the university campus is a competitive advantage for a business.
Promotion:A cafeteria offers non-durable products with high turnover and consumption, so the ideal promotional strategy to attract young people is to advertise on social media, gain loyalty through discount coupons and promotional combos.
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Blossom Company expects to have a cash balance of $78,200 on January 1, 2022. These are the relevant monthly budget data for the first two months of 2022
1. Collections from customers: January $120,700, February $248,200.
2. Payments to suppliers: January $68,000, February $127,500.
3. Wages: January $51,000, February $68,000. Wages are paid in the month they are incurred.
4. Administrative expenses: January $35,700, February $40,800. These costs include depreciation of $1,700 per month. All other costs are paid as 4. incurred.
5. Selling expenses: January $25,500, February $34,000. These costs are exclusive of depreciation. They are paid as incurred.
6. Sales of short-term investments in January are expected to realize $20,400 in cash. Blossom Company has a line of credit at a local bank that enables it to borrow up to $42,500. The company wants to maintain a minimum monthly cash balance of $34,000.
Prepare a cash budget for January and February.
Answer:
Blossom Company expects to have a cash balance of $78,200 on January 1, 2022. These are the relevant monthly budget data for the first two months of 2022 Collections from customers: January $120,700, February $248,200. 1. Payments to suppliers: January $68,000, February $127,500. 2. Wages: January $51,000, February $68,000. Wages are paid in the month they are incurred. 3. Administrative expenses: January $35,700, February $40,800. These costs include depreciation of $1,700 per month. All other costs are paid as 4. incurred. Selling expenses: January $25,500, February $34,000. These costs are exclusive of depreciation. They are paid as incurred. 5. Sales of short-term investments in January are expected to realize $20,400 in cash. Blossom Company has a line of credit at a local bank that enables it to borrow up to $42,500. The company wants to maintain a minimum monthly cash balance of $34,000. 6. Prepare a cash budget for January and February. (List items that increase cash balance first.)
BLOSSOM COMPANY Cash Budget January February $ $ tA TA
$ $
Explanation:
Luther is a successful logistical services firm that currently has $5 billion in cash. Luther has decided to use this cash to repurchase shares from its investors, and has already announced the stock repurchase plan. Currently Luther is an all equity firm with 1.25 billion shares outstanding. Luther's shares are currently trading at $20 per share.The market value of Luther's non-cash assets is closest to:
The non-cash assets of Luther is closest to a market value of $20 billion.
Based on the accounting equation that Assets = Liabilities + Equity, the non-cash assets can also be determined as follows:Non-cash Assets + Cash = Liabilities + Equity (market value)Non-cash assets = 0 + $25 billion - $5 billionNon-cash assets = $20 billion.
Data and Calculations:
Available cash = $5 billion
Number of equity shares = 1.25 billion
Current market price per share = $20
Market value of Equity = $25 (1.25 billion x $20)
Non-cash assets = $20 ($25 - $5) billion
Thus, Luther's non-cash assets has a market value of $20 billion.
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Drag the tiles to the correct boxes to complete the pairs.
Match each financial concept with its correct situation.
time value of money
store of value
personal disposable income
consumer credit
Angela chooses between having $1,000 now,
and investing it in a savings account so that
she can have $1,050 a year from now.
>
Jane has $2,500 monthly to spend after she
pays taxes
>
David saves his money for the future so he
can live comfortably in retirement
Lester uses a credit card to purchase a new
iPad, as he cannot pay the entire amount now.
Reset
Next
Angela = time value of money / Jane = personal disposable income / David = store of value / Lester = consumer credit
In economics, different concepts explain money and its use. Some of these concepts include:
Time value of money: This concept proposes money is more valuable today than in the future. This is shown by Angela because she decides to have $1000 rather than to invest this money.Personal disposable income: This refers to the amount of money one can spend after paying taxes. This concept is exemplified by Jane because $2500 is the amount of money she can spend after paying her taxes.Store of value: This concept implies money can be saved because it will have the same value in the future. This concept is exemplified by David because he expects the money he saves today is equally worth in some years.Consumer credit: This refers to loans to pay for products or services. This is what Lester is doing because he is using credit or a loan to pay for a new device.Learn more about economy in: https://brainly.com/question/951950
Answer:
Explanation:
If you want the answer faster, here it is.
7) Using a fictional product or service, create a simple business plan by
answering the three questions business owners must consider.
The three questions a business owners must consider are;
1 What good will be produced?
2 How should it be produced?
3 For whom should it be produced?
What good will you produce, or what service will you provide?
Answer:
i will make legos
It will be produced in a production facility in denmark
will be produced for all genders ages 5+
Explanation:
Using a fictional product, my simple business plan would be based on these economic theories that is what to produce, how to produce and for whom to produce.
What to produce – I will produce herbal hair shampoo.How to produce – I would use both labor intensive and machine incentive techniques equally for production.Whom to produce- The core niche would be the women aged between 15 to 60.What is a business plan?A business plan is a written strategy that outlines the objectives and strategies for accomplishing the objectives of the business. It describes a company's go-to-market strategy, financial forecasts, market analysis, corporate objectives, and mission statement. The business plan may also include a timeframe and information about key personnel who are in charge of reaching the objectives.
A business plan is a crucial document intended for both internal and external audiences of a company. For instance, before a business has built a solid track record, a business plan is utilized to entice investment. Securing financing from financial entities might also be beneficial.
A business plan serves three purposes: it explains the organization's strategy to execute it over the long term, obtains funding from investors, and aids in projecting future company demands.
What is an economic theory?An economic theory is a body of concepts and precepts that describes how various economies operate. An economist may use theories in many ways depending on their specific function. For instance, some theories seek to explain certain economic phenomena, such inflation or supply and demand, as well as the reasons behind them.
Economic theories seek to analyze the causes and effects of economic occurrences, as well as the optimal course of action for influencing or resolving them. They are an extensive set of presumptions, theories, definitions, and guidelines on what should be done in various economic circumstances. Positive and normative approaches to economic theory are the two main categories.
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While in the restroom, you overhear your boss telling a colleague that Bob is going to be laid off at the end of the quarter in about two weeks time. Bob is a good friend of yours. Do you tell him? its about leadership
Answer:
While in the restroom, you overhear your boss telling a colleague that Bob is going to be laid off at the end of the quarter in about two weeks’ time. Bob is a good friend of yours.Do you tell him? Why or why not?a.Response/Approach: UTILITARIANISMi.As a good friend you are, you could HIGHLY encourage Bob look for a newjob and infer that you heard that there are budget cuts going to be happening and “anyone” could be “laid off.”7.One of the newest salespeople in your division is a real goof-off, never showing up for work on time, distracting other people with his antics and so on. You complain about him to your boss, who tells you the kid is the son of the company president. Your boss instructs you not only to leave the new guy alone but also to make his sales numbers look good by throwing him some no-brainer accounts. What do you do?a.Response/Approach: INDIVIDUAL RESPONSIBILITESi. As an employee of this company, you have the responsibility to report thisto a someone of higher status than just your boss. If your boss isn’t takingthe situation seriously, you need to stand up and tell higher authorities.ii.There is surely more people that are aware of this and if everyone aware backs you up, you can’t be fired or punished because then things would “become personal” and that can become a bigger issue that the presidentof the company is probably willing to deal with.
Explanation:
Utilitarianism is a moral philosophy, As a close buddy, you may strongly advise Bob to look for a new job infer that you heard budget cuts.
What exactly is utilitarianism?Utilitarianism is a moral philosophy that favors activities that promote happiness or pleasure while opposing actions that cause misery or harm. A utilitarian ideology would seek the good of society as a whole when used to make social, economic, or political decisions.
As a close buddy, you may strongly advise Bob to look for a new job and infer that you heard budget cuts are coming and "anyone" could be laid off.
Therefore the above explanation aptly describes the solution to the scenario.
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what is short term debt?
Answer:
Explanation:
short term debt is debt that needs to be paid off in a short term. for example bank loans
Answer:
Debet is credit. it means debt is oweing someonea favor either for lending a money or for helping them in time of need.
Eggs, toilet paper, and candy bars are examples of __________.
A.
Specialty goods
B.
Convenience goods
C.
Shopping goods
D.
Unsought goods
Answer:
I think c
Explanation:
u can get it all from a store
Answer:
B. Convenience goods
Explanation:
Edge 2021
Jim would like to learn more about what it's like to be a in college.without having to take college classes or difficult exams. Witch program might be the best fit for him?
A. International baccalaureate
B. advanced placement
C. dual credit
D. articulated credit
is Labor is a type of human resource.
what term is used to describe the process of reducing foreign exchange risks
Answer:
business transactions are denominated in foreign currencies. In international accounting, a "hedge" is: ... a business transaction made to reduce the exposure of foreign exchange risk.
Starting a small business is a challenging endeavor—what are some important factors that contribute to the success of a small business? What are some of the first steps that should be taken if someone is interested in starting a small business?
Answer:
Business licenses and permits issued by the state and municipal governments.
Equipment.
Legal expenses, particularly if you intend to incorporate.
Insurance for businesses.
Creating a brand and a website.
Market research is essential.
Inventory.
Publicizing.
Explanation:
Describe your business concept and future ambitions in your vision. Describe the sort of business you're starting, how you want it to expand in the coming year, and where you want to be in five years.
Mission: Describe the products and services you want to offer, your target market, and your unique selling proposition (what you will offer that your competitors do not). Take note of if you intend to be a home-based business that sells mostly online or if you intend to have a physical presence.
Pricing Strategy: You must create a competitive rate that will attract consumers while still allowing you to make a profit. This part should also provide a forecast of your company's earnings and costs.
A fixed resource is one that
Answer:i think its 4
Explanation: i do not really know
is the amount of money you need to deposit now to attain a desired amount of money in the future.
1_Automatic value
2_Present value
3_Time value of money
4_Future value
Answer:
C
Explanation :
D
Ishmail is figuring out whether his products will be used by the end consumer or be purchased by businesses to create other products. This decision will determine whether he creates industrial or consumer goods. He decides to make a chart comparing and contrasting these two types of goods. What should he include for each type of “good” on this chart?
Ishmail can produce either industrial goods or consumer goods. They have different characteristics as shown below:
Industrial goods:
Either raw materials or goods that have not been processed into their final form. Bought by other businesses in order to process them into finished goods Used in the production of goods and services e.g. machinery Are generally more expensive than consumer goods Purchased in large quantitiesConsumer goods:
Final products that are meant for consumers Can be durable or non-durable Usually bought in small quantities Cheaper than industrial goods.In conclusion, industrial goods and consumer goods are generally different in terms of buyers, price and volume of purchase.
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6. One advantage of an enclosed office layout is that employees can be closely
monitored/supervised.
True
False
Answer:
false
Explanation:
Low supervision: it is more difficult to supervise each employee in private offices, however, this is often a positive point allowing for greater responsibility, trust in employees and independence
Establishing a secure customer or client base is an example of how to deal with this type of risk.
compliance risk
operational risk
strategic risk
financial risk
Which government organization protects investors?
A. ADA
B. EEOC
C. FDA
D. SEC
Answer:
SEC
Explanation:
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What leadership styles would you use to describe Carlos Slim Helu?
Answer: autocratic
Explanation:
Carlos Slim's leadership style is autocratic since he centralizes the high level decisions, pedantically oversees his investments, and assumes responsibilities for his actions. . His style mechanics differentiate from most CEO's due the number of companies he runs and the variety of industries
Answer:
the leadership style is autocratic
Explanation:
since he incorporates high-level decisions, meticulously supervises his businesses, and accepts responsibility for his actions.
What do you understand by "Industrialisation"?
Explain why it is important for future managers to have global mindset ? Please help me, Thanks beforehand <3
Answer:
The main benefit of a global mindset is the organization's ability to combine speed with an accurate response. The organizational global mindset can bring about benefits that can manifest themselves in one or more competitive advantages.
Explanation:
Having an international mindset has not only proven to help boost productivity, profits, and project collaboration within the business, it also equips you with the tools and strategies to communicate effectively within the business and with international colleagues and understand how you can make a global impact .
According to new research published by the Harvard Business Review, a 'global mindset' is what candidates need to be successful in a global role in which they will need to be capable of adjusting to different environments and have the ability to work effectively with international colleagues.
hola ¡antes estaba como ruedanatalia222 nose que paso se me borro la cuenta los puntos los corazon los seguidores las CORONAS ¡¡¡:( estoy muy triste :( :(
Answer:
borro la cuenta los puntos los corazon
Explanation:
COMO CREES QUE SE PODRIA SOLUCIONAR LA POBREZA ?? POR FAVOR DOY CORONA , Y CORAZON ( E QUE NO SEPA NO ESCRIBA ) :(
Answer:
tenga pa que se entretenga
A negative balance in the current account means that
a trade deficit definitely exists.
a trade surplus definitely exists.
the total amount of goods, services, and transfer payments flowing out of the economy is more than the total amount flowing in.
more is being spent on domestic goods than foreign goods.
the capital account is negative.
Answer: There are two categories in the BOP: the current account (CA) and the capital and financial account (CFA). If a transaction creates a liability, like selling a bond to another country, that gets counted in the capital and financial account. But if a transaction doesn’t create a liability (like the fancy red cars), the transaction gets counted in the current account.
Anything that occurs in one account is offset by the opposite happening in the other account. For example, if the current account increases by \$100$100dollar sign, 100, the capital and financial account must decrease by \$100$100dollar sign, 100. The fact that an entry in the current account is offset by an entry in the capital and financial account creates the mathematical identity:
Explanation: