Answer:
For analysing return on amount invested in higher education
Explanation:
Investing in human capital formation component is important, as it contributes to higher income prospects for individual & higher economic growth for economy.
So, people research average earnings by major (the main expertise subject) & by associated career. As this helps in determining 'return on investment' in terms of income expected per unit cost spent, on higher education.
Which of the following is most likely to represent a fixed rate, secured debt?
1) A student loan
2) A credit card
3) A loan from a friend
4) A dealer-financed auto loan
Answer:
4) A dealer-financed auto loan
Explanation:
A fixed-rate means the interest rates are constant as opposed to variable interest rates. Fixed-rate means the monthly repayments will be a constant and predictable figure every month.
Secured debt refers to a loan that is backed by collateral. The borrower has offered as an asset to the lender as a guarantee that they will pay the debt.
A dealer financed auto loan is most likely to be with a fixed rate and secured. The car being bought on loan acts as the collateral for the loan. Dealers usually insist on fixed interest rates.
Student loans, credit card loans are unsecured loans. A loan from a friend is unlikely to be secured and with a fixed interest rate.
The Economic Stabilization Fund, created by the state legislature in 1988 as a sort of state savings account, is often also referred to as what
Answer:
The Economic Stabilization Fund is also known as the rainy day fund.
Explanation:
This is a fund that the state of Texas (and many other U.S. states) can access in times of economic distress, in order to fund state spending.
The reason for this is that Texas, by it's constitution, must run a balanced budget, meaning that it cannot take on debt in case of deficit. This is why, in times when revenues do not match expenditures, the rainy day fund can be used as an option of last resort.
Can Someone please help me quickly ASAP
2. Choose a well-known company, and describe at least three qualities that you associate with that company or brand. Explain why you associate those qualities with that brand. (1-6 sentences. 3.0 points) TIP: This can be the same company you used in question 1 above, or it can be different.
Answer:
Do like Mc Donalds or Sony maybe Marvel Studios
Explanation:
those 3 companies are huge and can describe easily
Answer:
Mcdonalds this is big company they are all over the globe. They are a huge fast food chain. For a cheap and easy meal,the convenience is pretty good, granted there everywhere.
Explanation:
As defined in the Uniform Securities Act, the term person would include: a limited partnership. a political subdivision. an unincorporated association. the executor of an estate for a deceased individual.
Answer:
All of the above.
Explanation:
The Uniform Securities Act ( USA ) is a model statute or legal framework designed to guide each state of the United States of America in drafting and balancing both state and federal regulatory securities law. It is used in the United States of America to prosecute all fraud relating to buying and selling of securities.
As defined in the Uniform Securities Act, the term person would include:
I. A limited partnership.
II. A political subdivision.
III. An unincorporated association.
IV. The executor of an estate for a deceased individual.
A corporation issued 8% bonds with a par value of $1,000,000, receiving a $20,000 premium. On the interest date 5 years later, after the bond interest was paid and after 40% of the premium had been amortized, the corporation called the bonds at $990,000. The gain or loss on this retirement is:
Answer:
$22,000 gain
Explanation:
Calculation for the gain or loss on this retirement
Using this formula
Carrying value of bonds = Par value + Unamortized premium - Retirement purchased price
Let plug in the formula
Carrying value of bonds =$1,000,000+(100%-40%*$20,000)-$990,000
Carrying value of bonds =$1,000,000+(60%*$20,000)-$990,000
Carrying value of bonds =$1,000,000+$12,000-$990,000
Carrying value of bonds =$22,000 gain
Therefore the gain on this retirement is:$22,000 gain
In the securities industry, when a person is acting in an agency capacity, the form of compensation received is A) account maintenance charges B) fees C) markup or markdown D) commission
Answer:
D. Commission.
Explanation:
A commission can be defined as a charge for the service provided by an agency or broker or investment advisor. Investment advisor or broker who gives advice regarding investment, or handle purchases, or sell securities for their client charge an amount of money for their service. In securities industry, when a broker or investment advisor charge a sum of money in return for their service to their clients, this charges or compensation is known as commission. An advisor who charges commission earns money by selling investment products or buying investment products on their client's behalf.
Therefore, option D is correct.
could you please help me?
Answer:
The answer is b
Explanation:
both imports and exports do A and D and they can both specialize in different areas but their extent of what they sell/get is different
Tyler Jones is authorized to prepare and sign checks for the company. He also enters the checks Into the ledger. He wrote a $500.00 check to Jones Repair, a fictitious company and entered the
check Into the ledger as a repair expense. He deposited the check into his own account. Which of the following internal controls would have prevented the theft?
A. All checks require two signatures.
B. All checks require a voucher or Invoice.
C. All payments and purchases are made by check.
D. The bank reconciliation is completed monthly.
Answer:
A. All checks require two signatures.
Explanation:
Internal controls refer to the checks and balances that an organization puts into place to ensure its financial transactions' integrity. They are the measures and regulations that safeguard against fraudulent transactions, especially in the finance department. Internal control protects business assets from theft and misuse by malicious employees.
Requiring all transactions to be approved by a senior officer is a control measure that would have prevented Tyler Jones from succeeding in stealing. In this case, the check would have to be signed by a second person. The second signature serves as an approval.
When a large hotel chain or cruise line groups people by the segment where they work: luxury, economy and so on, it is known as customer division.
False
True
Answer:
False
Explanation:
Early in the year, an investor purchased 100 shares of KAP common stock at a price of $60 per share. Just prior to the end of the year, after receiving three quarterly dividends of $1, the investor liquidated all of the KAP at a price of $59 per share. If the Consumer Price Index (CPI) increased by 3%, the investor's total return over the holding period was A) 3.33% B) .33% C) 5% D) 2%
Broker John is advertising a desirable property that sold months ago to attract buyers. When the buyers ask to see that property, John shows them available properties instead. This is an example of
Answer:
Bait-and-switch advertising.
Explanation:
BAIT AND SWITCH ADVERTISING is a type of advertising where a seller of a products or goods deceive a prospective buyer by advertising a product that is desirable in which when the buyer make an effort to purchase the product or ask to see the advertised product the seller will show the prospective buyer available product instead of the advertised product in which the buyer will then find out that the advertised product is unavailable just as in the case of John who advertised a desirable property that was already sold out a months ago in order to attract prospective buyers in which when the advertised product was ask by the buyers he shows the buyer available properties instead which means that this act by Broker John is an example of BAIT AND SWITCH ADVERTISING.
What might be your strong points being an applicant why you assume that you will be getting the position you wanted to apply?
Brainliest will be given if answered correctly
Answer:
At some point during the interview process, you may be asked to describe your personal strengths and weaknesses. Many job candidates are unsure how to approach this question. However, by establishing the appropriate context, you can give hiring managers an honest, thoughtful answer that highlights both your self-awareness and professionalism.
Preparing ahead of time for this question is a valuable use of your time before the interview. Even if you aren’t asked about your strengths and weaknesses specifically, scripting out your response to this common question will give you a candid yet compelling description of what you bring to the table and how you wish to grow in the future. With these talking points at the ready, you’ll be able to confidently answer man
What Are Your Greatest Weaknesses?” Example
You may be asked about your strengths and weaknesses in one question or you may be asked about them in two separate questions. In the event that you are asked about strengths and weaknesses at the same time, discuss your weaknesses first so that you can end on a positive note.
When addressing your weaknesses, draw upon examples relating to either skills/habits or personality traits. You may want to choose which to focus on depending on the type of job you’re interviewing for. For example, discussing a skill/habit may be highly relevant for a technical position. For a sales or customer service role, your interviewer may be more interested in hearing about your personality traits. Neither choice is strictly wrong or right. Reread the job description for clues on what may matter most for this specific role.
The formula for your answer is easy to follow. First, state your weakness. Second, add additional context and a specific example or story of how this trait has emerged in your professional life. That context will give potential employers insight into your level of self-awareness and commitment to professional growth. In the example answers below, you’ll see the weakness followed by context sentences in italics.
Port's 5 force model for service DOES NOT include?
Answer:
The Porter's 5 forces include :
1. Competition in the industry
2. Potential of new entrants into the industry
3. Power of suppliers
4. Power of customers
5. Threat of substitute products
Explanation:
Porter's 5 forces is used to analyse how profitable a firm would be.
1. Competition in the industry - the higher the competition, the lower the firm's profitability.
2. Potential of new entrants into the industry : the easier it is for new firms to enter the industry, the lower the firm's profitability.
3. Power of suppliers : the more powerful suppliers, the lower the firm's profitability
4. Power of customers : the more powerful customers, the lower the firm's profitability
5. Threat of substitute products : the more the threat of substitute products, the lower the firm's profitability
One of the big advantages to a 401(k) plan is that ______. a. 401(k) plans are rare enough that they are very valuable b. the plan automatically increases in value by 500% c. you don't have to pay into a 401(k) with your own money d. the amount you contribute reduces your taxable income
Answer:
d. the amount you contribute reduces your taxable income
Explanation:
The 401(k) plan is the plan that has the tax advantage in the retirement. It could be opened via the employees, Here the money could be grow at tax-free. In this, if the amount is contributed so it could lowered the tax burden and unless you withdrawn you dont have to pay the tax in the retirement
Therefore as per the given situation, the option d is correct
Answer:
the answer is D
Explanation:
on edge 2020
Explain the importance of excellent customer service.
John's company makes a great product and customers are happy with their purchases. Unfortunately, few potential customers visit the company's website. What are two ways that responsive search ads could help John's company reach more potential customers
Answer:
Explanation:
Responsive search ads can greatly increase the number of customers who make a purchase by doing two things. First, getting your product in front of people that have searched for a similar product or search terms that pertain to your product. Secondly, adjusting your product's ad description or headlines/text to match exactly what the customer is looking for while still staying true to what your product is and offers. This easily catches the customer's attention and convinces them to purchase the item since it is what they have been searching for.
Question 8 of 10
Which of the following will typically offer zero interest rate?
A. Savings bond
O B. Piggy bank
C. Basic savings
D. Certificate of deposit
SUBMIT
Answer:
b a piggy bank because piggy bank don't give you money over time
Answer:
Piggy bank will typically offer zero interest rate.
Explanation:
I just recieved the correct answer on my quiz.
What do federally funded grants require a student to do
Answer:
To have a financial need
Explanation:
In the United States, the federally funded grants require a student to have a FINANCIAL NEED before such funds can be granted to the student. For example Federal Pell Grants, Federal Supplemental Educational Opportunity Grants.
To access such grants, students will have to apply for the grant and submit the form after being filled in for proper evaluation.
Hence, in this case, the correct answer is Federally funded grants require a student "to have a financial need."
What tactics does a financial planner apply to deal with a difficult client? A. Persuasion or surrender B. Accusation or surrender C. Persuasion or accusation D. Unethical measures E. Biased advices
Answer:
A. Persuasion or surrender
Explanation:
When dealing with a difficult client one of two tactics are applied either Persuasion or Surrender. First, you would try to calmly but firmly explain the situation to your client and persuade them to follow your professional instructions and that you know exactly what you are doing, that the plan that you have presented is the best option going forward. If the persuasion is unsuccessful then the next best tactic would be to surrender the job and move on to the next client.
HURRY! 20 points! Which of the following is the most important requirement for career advancement in art design?
creativity
interpersonal skills
experience
education
Answer:
creativity
Explanation:
i'm in art design and my teacher always pushes for creativity and neatness
Answer:
creativity or skill
Explanation:
True or false: Sometimes if a buyer does not want to develop its own supplier certification program, it will accept standard industry certifications such as ISO 9000.
Answer:
True
Explanation:
The ISO 9000 management systems helps organize to meet buyers needs within regulation and requirements related to a service. A industry certifications can be used to hire and train workers.
An agribusiness firm may undertake three alternatives: buy cane sugar and manufacture various sugars and sweets, making a profit of $12 million; buy corn and produce ethanol, making a profit of $16 million; or buy wheat and produce breads, rolls, and pastries, making a profit of $13 million. The opportunity cost associated with these three choices is: Group of answer choices
On the eve of Diwali Ravi purchased two kilograms of sweets from Nandan Sweets. On consumption of sweets his wife fell sick and was to be hospitalized. Ravi wanted to file a case in the consumer forum but could not do so because he did not have any proof of buying the sweets from Nandan sweets. Name the document that Ravi could had obtained for filing the complaint in the consumer forum.
Answer:
Cash memo
Explanation:
A cash memo is a docent that evidences transaction that occurred between a buyer and seller when cash was used to make a purchase.
A seller prepares a cash memo and gives to the buyer as a proof that the transaction occurred.
In this scenario where Ravi purchased two kilograms of sweets from Nandan Sweets that made his wife fall sick and she was hospitalized. If he wants to file a case in the consumer forum, he will need proof.
A cash memo would have been used
Tony is most nervous about doing a good job delivering the information that he has, so his concerns relate to the
Answer:
A. Message element of the communication model
Explanation:
The communication model basically consists of four factors namely; the sender, the message, the receiver, and the channel. The sender in this context is Tony. Since he is nervous about delivering the information that he has, his concerns relate to the message element in the communication model.
The information is the message Tony wants to pass. So his nervousness is about delivering the message well.
The loan officer at 2nd National Bank tells Lana she can afford a monthly payment of $1,900 on her new home loan. Assuming this is an interest-only loan, and the principal balance is $410,000, what interest rate is Lana getting?
Answer:
5.56%
Explanation:
Annual payment = Monthly payment * 12
Annual payment = $1,900 * 12
Annual payment = $22,800
So, she can afford to pay $22,800 in a year
The interest rate is Lana getting = Annual payment / principal balance
= $22,800 / $410,000
= 0.0556
= 5.56%
An investor plans to fund the college education for her newborn child by purchasing $5,000 of investment-grade bonds on an annual basis. She is most likely using A) the 529 plan strategy. B) the bullet strategy. C) the laddering strategy. D) the barbell strategy.
Answer:
Option B (the bullet strategy) is the correct alternative.
Explanation:
A business model under which a business plan has always been assembled in such a way that perhaps the maturity of the latter's financial instruments would be highly concentrated in the same moment on either the equity market. A bullet strategy could become beneficial unless the price level increases for moderate bonds have become greater than those of longer or shorter lending rates.All those other alternatives provided are not related to the case in question. So the alternative above is accurate.
you speak to a business owner that is taking in almost $2,000 in revenue each month. The owner still say that they’re having trouble keeping the doors open. How can that be possible? Use the terms revenue, expenses, and profit/ loss in your answer.
EXPLANATION
Explanation:
a business man with such amount in revenue every month most really be earning high his business must be lucrative. They are having trouble keeping the doors open this can only mean that the expenses made by the business man is higher p than the profit he is gaining, soo he is making a lot of loss for him not to be able to open any doors.
by the way to keep doors open mean to make things move forward now or later in the future/or make things in possible, in the case of this business man he can't move things forward so he is going to or is already suffering from diminishing returns in business. Thank you.
outline four merits of indirect taxes
Answer:
Explanation:
1.Convenient: Indirect taxes are more convenient to pay. ...
2.Less Pinching: The announcement effect of indirect taxes does not provoke resentment, because they cause less annoyance to the public as they are not felt directly. ...
3.Not Easily Evadeable: ...
4.Broad based: ...
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_____ serve alcoholic beverages as well as typically British or Irish foods such as bangers and mash and fish and chips. They provide a friendly, social atmosphere and attract adults who are looking for fun and conversation.
Bistros
Diners
Tearooms
Pubs
Answer:
Pubs
Explanation:
I'm part Irish
In reality its because their culture is centered around these social areas, that is why there are so many pubs in the UK and Ireland.
At a QSR, customers are _____ to get their own drinks.
forbidden
encouraged
required
allowed
Answer:
im pretty sure it's encouraged